How to complete KYC in the UK at PlayFrank Casino step-by-step
The primary focus PlayFrank playfrank-gb.com is completing basic identification before financial transactions: in the UK, operators comply with UKGC rules (LCCP, updated in 2019 to enhance age and identity verification) and conduct KYC checks at the registration stage, before withdrawals, and during risk events (large deposits, unusual activity). The standard set includes proof of identity (ID), residential address (proof of address ≤3 months), and, if necessary, source of funds (SOF/SOW) in accordance with AML/CTF and JMLSG guidelines (updated 2022–2023). A practical example: if the name on the card does not match the name on the account, auditing is intensified and withdrawals are stopped until the discrepancy is resolved, reducing the risk of errors and violations.
The process is accelerated by document verification technology using OCR and live selfies, as well as Open Banking, which was implemented in the UK after PSD2 (2018) under the supervision of the FCA. Users save time: consistent access to statements allows for automated verification of income and transactions, reducing manual requests and the risk of incomplete data. Case in point: if a bank PDF is attached with cropped corners or hidden fields, verification will be manual, extending the process; Open Banking mitigates this risk through standardized data extraction.
What documents are accepted for identification in the UK?
The basic set includes a passport, driver’s license, or national identity card that meets LCCP requirements (UKGC, updated after 2019). The document must be current, with legible fields (name, date of birth, number), and the image must be free of cropped edges and glare. A practical example: a live selfie reduces the risk of fraud and eliminates the use of someone else’s ID; if the selfie is rejected, the operator will request a repeat procedure, which will slow down access to financial functions but improves verification reliability.
How to confirm your address: acceptable documents and statute of limitations
Proof of address according to JMLSG and LCCP is typically no more than three months old: utility bills, bank statements, council tax letters, and official correspondence from government agencies are acceptable. Key factors include matching the name and address with the account information, as well as the legibility and completeness of the fields. For example, if the postcode or apartment number is missing from the image, verification will likely be rejected; providing a full bank statement for the last month closes the gap and expedites withdrawal approval.
When is EDD activated and what additional information is requested?
Enhanced Due Diligence (EDD) is applied to high-risk situations according to the AML/CTF and JMLSG risk-based approach (2022–2023): large deposits, frequent withdrawals, data inconsistencies, PEP status, or OFSI matches. Extended bank statements (3–6+ months), income documentation (payslips), transaction confirmations (asset sale contracts), and transaction explanations are typically requested. Example: a series of large deposits without correlated income triggers an affordability review; a linked set of payslips and statements reduces the risk of account suspension.
Is it possible to speed up verification through Open Banking?
Since 2018, Open Banking in the UK has provided consistent access to financial data under FCA oversight and security standards, reducing manual SOF/SOW queries and improving accuracy. User benefits include quick confirmation of regular income and expense structures, and fewer refusals due to unreadable PDFs. For example, if a bank is supported in the ecosystem and the user consents, the operator receives relevant statements for the period; if consent is revoked, access is terminated, and the process reverts to manual document uploads.
How to confirm source of funds (SOF/SOW) and pass affordability in the UK
SOF (Source of Funds) and SOW (Source of Wealth) confirm the origin of funds and financial soundness, based on AML/CTF and JMLSG guidance (latest revisions 2022–2023). Affordability is an assessment of the proportionality of deposits to income and mandatory expenses, which has become more stringent in UKGC practice since 2020. User benefit: properly completed documents reduce verification time and prevent temporary restrictions on deposits or withdrawals. Example: regular deposits in an amount comparable to verified salary are processed more quickly; large one-off deposits require proof of asset sale or savings.
What documents are eligible for SOF/SOW and for what period?
Payslips, employment contracts, employer letters, bank statements for 3-6+ months, and documents on property sales, inheritances, or investments are suitable. The period is chosen so that the logic of receipts and the connection to deposits can be traced. For example, a deposit from a car sale is confirmed by a contract and the receipt of funds into the account; a lack of connection between the document and the transaction will increase the number of questions and risk triggering an EDD.
How to prepare statements and income confirmations so that they are accepted
The focus is on completeness, readability, and verifiability: the name, address, dates, amounts, and transaction identifiers must be visible; avoid redactions and overlaps. JMLSG practices support risk-based verification, so incomplete documents trigger additional queries. For example, a mobile banking screenshot without pages with the address and full details is more likely to be rejected; an official PDF with metadata and a continuous period speeds up verification and reduces the chance of manual escalation.
What is taken into account when assessing affordability and what thresholds are triggered?
Affordability considers the sustainability of income, the level of mandatory spending, and the correlation of deposits with the player’s financial profile, as part of the UKGC’s approaches to consumer protection (updated after 2020). Thresholds depend on account activity, payment method, and amounts that appear atypical for the verified profile. For example, regular small deposits from a salary card are subject to a soft check; a surge in large deposits will trigger a SOF/SOW request and an explanation of the purpose of the transactions to mitigate the risk of harm.
How PlayFrank Casino processes KYC data: storage, rights, and security in the UK
The legal focus is the UK GDPR (since 2021, following the adaptation of the GDPR to the UK) and the Data Protection Act 2018: data is processed for compliance purposes, with the retention period minimized and limited. The user benefit is transparency of rights: data access (SAR), correction, and deletion subject to legal grounds, as well as secure transmission channels. Example: after completing the verification process and within the mandatory retention periods, the operator cannot use documents for purposes other than AML/KYC; a SAR request provides the user with a copy of the data and a description of the processing.
How long are my documents stored and can I request deletion?
Retention periods depend on compliance obligations (AML/CTF, accounting, and regulatory requirements) and are typically measured in years, but are limited by the retention principle of “no longer than necessary” (UK GDPR, 2021; DPA 2018). Users can file a SAR to access data and request deletion if there are no legitimate grounds for continued storage. For example, if there is an active AML dispute or investigation, data will not be deleted; after the obligations are closed, the operator is required to apply policies to reduce the retention period.
How to revoke Open Banking access and what the operator sees
Open Banking access is based on consent and can be revoked through the bank or aggregator; once revoked, further synchronization ceases (FCA supervision, since 2018). The operator only sees the agreed-upon data categories (e.g., statements for the period) required for KYC/SOF, rather than full account access. For example, consent is limited in duration and data volume; when consent expires, the system will request an extension or revert to manual statement uploading.
How Safe is It to Share Scans and PDFs: Best Practices
Security is built on encrypted transmission channels and document originality verification, in accordance with the UK GDPR and industry practices. User benefits include fewer refusals and faster processing: use original bank PDFs, check for readability, eliminate editing, and remove artifacts and glare from photos. For example, an uploaded official PDF with a continuous transaction history is verified faster than screenshots without metadata, which often require manual verification and prolong the process.